Payment Methods
Klarna invoice:
When purchasing on account, there are no additional fees for you as a customer. When you purchase on account with Klarna, you always receive the goods first and you always have a payment deadline of 14 days. Further information and Klarna's complete terms and conditions for purchasing on account can be found here: https://cdn.klarna.com/1.0/shared/content/legal/terms/15838/de_de/invoice?fee=0
When paying by invoice, the ordered goods will be sent or delivered to the customer together with the invoice. Please note: The invoice will be issued in the name of Klarna and you will transfer the payment directly to Klarna.
Klarna installment purchase:
With the Klarna installment purchase financing service, you also receive the goods first. All your purchases will then be collected on one invoice at the end of the next month. You can then pay this invoice in flexible installments, but you can also pay the total amount at any time. Further information about the Klarna installment purchase financing service can be found here ( https://cdn.klarna.com/1.0/shared/content/legal/terms/15838/de_de/account ). You can download the complete terms and conditions for Klarna installment purchase here ( https://cdn.klarna.com/1.0/shared/content/legal/de_de/account/terms.pdf ).
Klarna instant transfer:
No additional fees for you as a customer. With the TÜV-certified payment method Sofortüberweisung, you will be redirected during the ordering process. All you need is an online banking account with a PIN/TAN procedure. Sofortüberweisung sets up a transfer in your online bank account in real time, meaning we receive the transfer credit immediately, which speeds up order processing - your goods are dispatched immediately after receipt of your order and confirmation of your payment. Your advantages: No additional registration, automatic debit from your online bank account, the highest security standards and fast shipping of the goods.
Klarna checks and evaluates the consumer's data and, if there are legitimate reasons, exchanges data with other companies and credit reporting agencies (credit check). If the consumer's creditworthiness is not guaranteed, Klarna AB can refuse the customer Klarna's payment methods and must point out alternative payment options. Your personal information will be treated in accordance with data protection law and will not be passed on to third parties for advertising purposes. To learn more about Klarna Privacy Policy. ( https://online.klarna.com/pdf/data_protection_DE.pdf )
For further information about Klarna, visit www.klarna.de
Credit check
In order to be able to offer you the best possible options for choosing your payment method, we must protect you and ourselves from misuse. We therefore transmit the personal data required for a credit check, including your address details. In Germany these can be the following credit reporting agencies:
• Schufa Holding AG, Kormoranweg 5, 65203 Wiesbaden
• Bürgel Wirtschaftsinformation GmbH & Co. KG, PO Box 5001 66, 22701 Hamburg
• Creditreform Bremen Seddig KG, Contrescarpe 17, 28203 Bremen
• infoscore Consumer Data GmbH, Rheinstraße 99, 76532 Baden-Baden
who carry out an appropriate assessment based on mathematical and statistical methods. Your address details are also included in the calculation of the probability value. We use the information received about the statistical probability of a payment default - "probability value" - to make a balanced decision about the payment options to be granted to you.
If you choose “Klarna invoice” or “Klarna installment purchase” as your payment method, you as a customer agree to:
- That ND24 data is sent to Klarna AB (Klarna AB, registered office at Sveavägen 46, 111 34 Stockholm, Sweden and registered in the Swedish Business Register under 556737-0431 is a provider of payment methods for e-commerce. As a financial service provider, Klarna is approved by the Swedish Financial Services Authority Finanzinspektionen, Box 7821, 10397 Stockholm and is supervised by it. Klarna is also registered with the Federal Financial Supervisory Authority (BaFin) for the provision of cross-border financial services in Germany.) for credit checks.
- This creditworthiness information is used by Klarna AB based on mathematical and statistical methods.
- Address data and negative data will be handed over to Klarna AB for the duration of the business relationship.
- Klarna AB passes on creditworthiness information based on mathematical and statistical procedures to third parties for credit checks upon proof of legitimate interest. Details about the credit check service provider’s procedures can be viewed here
If you do not agree with the payment method(s) offered to you as a result of this automated process, you can inform us in writing by letter or email to service@nd24.de . We will then review the decision again taking into account your point of view.
You can object to the transmission of your data to credit reporting agencies at any time. A message in text form (e.g. e-mail, fax, letter) is sufficient for this. However, we would like to point out that in this case you only have the option to pay in advance.
PayPal:
No additional fees for you as a customer. You will be redirected to PayPal during the ordering process. Your PayPal account will be charged upon completion of the payment. Your goods will be shipped immediately after receipt of your order and confirmation of your payment on our PayPal account paypal@nd24.de.
Amazon Payments:
With Amazon Payments - at no additional cost to you - you can use the payment and shipping information stored in your Amazon account to make purchases quickly and securely. The goods can be shipped directly after ordering. You can find a lot more information about Amazon Payments here: https://payments.amazon.de/home
Credit card:
Use this simple and quick form of payment. Your goods will be shipped immediately after receipt of your order and confirmation of your payment. Payment is made conveniently by debiting your credit card: VISA, MasterCard or American Express. There are no additional fees for you. We will notify you via a separate email once we have received your payment. The credit card amount will of course only be charged once the order has been dispatched. Safety is important - for you as a customer and for us as a dealer! That's why you enter your credit card details during the ordering process using secure up to 256-bit SSL encryption and PCI certification. ND24 transmits the payment data to the payment service provider via secured Datex-P leased lines, SSL-secured Internet connections or VPN connections. This ensures that the data cannot be viewed by third parties. Your credit card information is stored securely with our payment service provider Shopify Payments.
Cash on delivery:
Your goods will be shipped immediately after receipt of your order. Upon delivery, you pay the invoice amount directly to the courier who delivers the shipment. The cash on delivery fee is EUR 6.90.
Direct further inquiries to ND24:
Service telephone +49 (0)711 342 147 0
Mon.-Fri. 8 a.m. to 6 p.m. and Saturday 10 a.m. to 2 p.m
Email: service@nd24.de